Electronic Federal Tax Payment System (EFTPS)
Official IRS Electronic Payment System - Updated: December 20, 2025
What is EFTPS?
The Electronic Federal Tax Payment System (EFTPS) is the IRS's free, secure, and convenient way to pay your federal taxes electronically. It's available 24 hours a day, 7 days a week, and is the preferred method for making tax payments.
EFTPS Benefits:
- Free: No fees for any EFTPS transactions
- Secure: Bank-level security and encryption
- Convenient: Pay anytime from anywhere
- Fast: Payments processed quickly
- Reliable: Direct connection to IRS systems
- Records: Complete payment history available
How EFTPS Works
Getting Started:
- Register: Create a free EFTPS account online
- Verify: Confirm your identity with SSN and bank info
- Schedule: Set up payments for tax due dates
- Pay: Make payments directly from your bank account
- Confirm: Receive instant confirmation and tracking
EFTPS Payment Options
Payment Methods and Limits
Electronic Funds Transfer (EFT):
- Minimum Payment: $1
- Maximum Payment: $100,000 per transaction
- Processing Time: 1-2 business days
- Cost: Free
Available Payment Types:
- Individual income taxes
- Business and employment taxes
- Estimated tax payments
- Trust fund recovery penalties
- Installment agreement payments
- Partnership and S-corporation taxes
EFTPS Security Features
Bank-Level Security
EFTPS employs multiple layers of security to protect your information:
- 256-bit SSL Encryption: Protects data in transit
- Multi-Factor Authentication: Additional security layers
- Secure Login: Unique username and password required
- Audit Trail: Complete transaction logging
- Fraud Monitoring: 24/7 suspicious activity monitoring
EFTPS Mobile Access
Mobile EFTPS App
Manage your tax payments on the go with the EFTPS mobile app:
- Free Download: Available for iOS and Android
- Full Functionality: All desktop features available
- Touch ID/Face ID: Biometric login support
- Push Notifications: Payment reminders and confirmations
- Offline Capability: Schedule payments without internet
Payment Confirmation and Records
Instant Confirmation
When you make a payment through EFTPS, you receive:
- Screen Confirmation: Immediate on-screen confirmation
- Email Notification: Payment details sent to your email
- Online History: Complete payment history in your account
- IRS Acknowledgment: Official IRS confirmation number
Keep Records
Maintain copies of all EFTPS confirmations for your tax records.
Frequently Asked Questions
How do I enroll in EFTPS?
Visit eftps.gov and click "Enroll Now." You'll need your SSN, bank account information, and email address.
Can I cancel a scheduled payment?
Yes, you can cancel or modify scheduled payments up to 2 business days before the payment date.
What if my payment is late?
EFTPS payments are considered on time if scheduled by the due date, even if they process after.
Can I make payments for others?
Yes, you can make payments for businesses, trusts, or other taxpayers with proper authorization.